Mortgage Services
Smart Financing for
Serious Investors
Finansman Entèlijan pou Envestisè Serye
From DSCR investment loans to foreign national programs, we offer mortgage solutions built for the Haitian diaspora — in English, French, and Haitian Creole.
Loan Programs
Mortgage Products We Offer
We specialize in financing solutions that work for diaspora investors — whether you live in the US or abroad.
DSCR Loans
Debt Service Coverage Ratio
Qualify based on rental income, not personal income. Ideal for investors building a portfolio without W-2 documentation.
- No personal income verification required
- Qualify on property cash flow
- Short-term & long-term rentals eligible
- Competitive rates for experienced investors
FHA Loans
Federal Housing Administration
Low down payment options for first-time homebuyers and owner-occupants. A great entry point into US real estate.
- Down payments as low as 3.5%
- Flexible credit score requirements
- Available for 1-4 unit properties
- Gift funds accepted for down payment
Conventional Loans
Fannie Mae / Freddie Mac
Traditional financing for primary residences, second homes, and investment properties with competitive rates.
- Fixed and adjustable rate options
- Up to 10 financed properties
- Primary, second home & investment
- Competitive pricing for strong profiles
Foreign National Loans
International Investors
Financing solutions for non-US citizens and non-residents looking to invest in American real estate from abroad.
- No US credit history required
- ITIN and passport accepted
- Available for investment properties
- Haitian Creole-speaking support
How It Works
Your Path to Closing
We guide you through every step — from first call to closing day.
Free Consultation
Schedule a call with Rod Drouillard to discuss your goals, financial situation, and the best loan product for your needs.
Pre-Qualification
We gather your documents and run a soft credit check to determine your buying power and loan options.
Application & Processing
Submit your full application. Our team handles underwriting coordination and keeps you informed every step of the way.
Close & Fund
Sign your closing documents and receive your keys or funding. We celebrate every closing with our clients.
Who We Serve
Financing for Every Type of Investor
We work with a wide range of clients — from first-time buyers to seasoned portfolio investors. If you have been told "no" elsewhere, we may have a solution for you.
Licensed & Ready to Serve You
Rod Drouillard — NMLS #1475285
We are licensed mortgage professionals serving clients across multiple states. We speak English, French, and Haitian Creole so you always understand every step of your loan.
Licensed States
Ready to Get Pre-Qualified?
Speak with Rod Drouillard today and find out which mortgage program fits your investment goals.